Texas Legislation For Roof Claims

Roofers who waive deductibles are cutting corners.

Texas legislation for roof claims.

I sent the following open and public letter yesterday regarding texas roof claims in response to texas legislation which encourages insurance companies to pay less than what is owed less than what roofing manufacturers require to be done and encourages unsafe conditions which literally kill people. Many of texas largest cities are located in the hail belt or tornado alley or are exposed to hurricanes along the coast. Abbott is designed to end the illegal. A new law if approved by gov.

Texas is the only gulf state without consumer protections against roofing scams. The new laws texas hb 2102 have to do with insurance claims on roof repairs replacements. From 2004 to 2008 windstorm and hail. Be aware that texas law prohibits public adjusters from taking part in the repair process to prevent conflicts of interest.

Payment of deductible required. For example roofers can t advertise that they will handle your insurance claim. To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. This new law will help further protect consumers said texas insurance commissioner kent sullivan.

An obvious and good question to ask and one we will address early in this article. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. Take your business elsewhere. Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more.

Specifically the payment of the deductible of which the homeowner is responsible for paying. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time. Selecting a replacement roof. 11 10 independent insurance agents of texas roof claim issues in texas 1 introduction texas experiences some of the most severe weather on earth.